Fees, Finances & Your Health

TheAdjustmentAt Billingsley & Luckett Chiropractic Life Center, we’re convinced that it’s far more cost effective for you to preserve your health than to try to recover it. Most of our patients come to us because they are suffering from some sort of pain or disease, which we can usually take care of in a relatively short amount of time. But they stay with us  – some of our patients have been coming in regularly for 30 years – because they realize that Chiropractic Care is preventive care that makes them feel better, handle the daily stresses of life better, and recover from illness better. So they budget their chiropractic care as an ongoing health care investment.

We Accept Most Insurance

We have made every effort to join most of the larger insurance carriers so that you can benefit from your insurance coverage.  We also accept Medicare, auto accident and workers compensation cases. Below is a list of insurance we accept, subject to change, so please call in advance to confirm. We are happy to call your insurance company on your behalf to verify benefits. We will also file your insurance claim.

American Medical Security
American PPO
Beech Street
Blue Cross Blue Shield
Celtic Health Care
First Health
Fortified Provider Network
Harrington Health
National Choice Care
Optum Health
PPO Next
Prime Health Services
Provider Select
United Health Care
Wellcare Medicare

No Insurance? Or Limited Chiro Coverage? You have Options!
For patients who have little or no chiropractic insurance coverage, flexible payment programs can be arranged. If you have no insurance or do not have chiropractic benefits there is still a way for you to receive the care you need. Many patients pay directly for care, as they discover our care to be extremely cost-effective and affordable, especially on an Annual Care Plan.  Contact Marcy at our office or by email to if you have questions about coverage or payment options.

CareCreditAnother option is a third party credit company called Care Credit©. It provides credit accounts with low monthly payments specifically for medical expenses. It’s quick and easy to apply online. If you already have a Care Credit account, simply provide us with your account number.


We Accept Major Credit Cards.
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